Credit Services Companies: Research & Finn Scores

SEZL Sezzle Inc. Sezzle is a buy now, pay later fintech focused on paid consumer subscriptions and open-loop payments. #1 of 26 · Finn Score 3.8/5

BFH Bread Financial Holdings, Inc. Bread Financial runs partner credit cards, payment plans, and online deposits for retailers and consumers. #2 of 26 · Finn Score 3.4/5

ENVA Enova International, Inc. Enova is an online lender for consumers and small businesses that banks often do not serve. #4 of 26 · Finn Score 3.4/5

MA Mastercard Incorporated Mastercard runs a global payments network and sells security, data, and other services to banks and merchants. #6 of 26 · Finn Score 3.1/5

FCFS FirstCash Holdings, Inc FirstCash runs pawn stores in the U.S., Latin America, and the U.K., plus the AFF retail financing platform. #7 of 26 · Finn Score 3.1/5

CACC Credit Acceptance Corporation Credit Acceptance finances used-car buyers with weak credit through a nationwide dealer network. #9 of 26 · Finn Score 3.1/5

AXP American Express Company American Express runs a premium card, lending, merchant, and global payments network business. #10 of 26 · Finn Score 3.0/5

V Visa Inc. Visa runs a global payment network and sells software-like services around money movement. #11 of 26 · Finn Score 3.0/5

PYPL PayPal Holdings, Inc. PayPal runs digital wallets, checkout buttons, card processing, Venmo, credit, and merchant payment tools. #12 of 26 · Finn Score 2.9/5

COF Capital One Financial Corporation Capital One is a large card lender, bank, and payments network owner. #13 of 26 · Finn Score 2.8/5

UPST Upstart Holdings, Inc. Upstart is an AI lending marketplace for U.S. consumer loans, paid mainly by banks, credit unions, and loan investors. #20 of 26 · Finn Score 2.5/5

SOFI SoFi Technologies, Inc. SoFi is a digital bank and financial app for borrowing, saving, investing, payments, and enterprise software. #21 of 26 · Finn Score 2.4/5

ALLY Ally Financial Inc. Ally is a digital bank built around auto loans, leases, dealer finance, and related insurance. #23 of 26 · Finn Score 2.4/5

WU The Western Union Company Western Union moves money across borders through agents, apps, bill pay, foreign exchange, and new stablecoin tools. #24 of 26 · Finn Score 2.3/5

NNI Nelnet, Inc. Nelnet is a student-loan servicer, lender, payments provider, bank, and investment holding company. #25 of 26 · Finn Score 2.2/5

AGM Federal Agricultural Mortgage Farmer Mac is a GSE lender and guarantor for U.S. farm and rural infrastructure credit. Not ranked · Not scored

OMF OneMain Holdings, Inc. OneMain lends to non-prime U.S. consumers through personal loans, auto finance, cards, and optional products. Not ranked · Not scored

SLMBP SLM Corporation Sallie Mae makes and services private student loans in the United States. Not ranked · Not scored

SYF Synchrony Financial Synchrony runs credit card and installment programs for major retailers and funds them mainly with deposits. Not ranked · Not scored

Credit Services companies

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