Stay Ahead of Your Financial Life With Finn
Finn is designed to be useful before you know which question to ask. After you connect your accounts and share the context that matters to you, Finn regularly reviews your financial picture for opportunities, risks, and decisions that may deserve attention.
How Finn works
From a connected account to a useful next step
- 01
Finn reviews the picture
It considers connected account balances, holdings, cash flow, debt, portfolio mix, tax context, and the goals or preferences you have shared.
- 02
It looks for material changes
Examples can include portfolio concentration, tax-aware investing opportunities, idle cash, high-interest debt, or a financial priority that is not yet addressed.
- 03
It prioritizes what matters
Finn is built to surface the most relevant open insight rather than turn every change into an alert.
- 04
You decide what happens next
Finn explains the context and possible next step. Any available financial action still requires your review and approval.
What Finn stays on top of
- Portfolio composition, concentration, diversification, and position-level risks.
- Cash, debt, and cash-flow patterns that may affect near-term decisions.
- Tax-aware investment questions, including unrealized losses, realized gains, and tax-lot considerations when the connected data supports it.
- Financial-priority gaps, such as emergency savings, employer-match information, retirement contribution room, or high-interest debt.
- Changes in your connected accounts that make an existing recommendation stale, more relevant, or no longer applicable.
An insight is not a promise to act
Finn does not silently move money, place a trade, or change an account because it detects something. An insight is a prompt to understand a decision. Where an action is available, Finn shows the account and asks for approval before submission.
Common questions
- Do I need to ask Finn a question before it can help?
- No. Finn can proactively surface insights based on your connected financial picture. You can also ask a question whenever you want a deeper explanation or a different decision evaluated.
- Does Finn alert me about every market move?
- No. Finn is designed to prioritize material, relevant insights rather than make every price change an alert.
- Can Finn monitor accounts that cannot support actions?
- Yes. An account can be useful for understanding your financial picture even when it does not support a particular action through Finn.
- What information does Finn use to stay on top of my financial life?
- Finn can use relevant connected account data, including holdings, balances, cash flow, debt, tax context, and the preferences or goals you have shared.
- How often does Finn review my financial picture?
- Finn reviews financial information on a regular schedule. The timing of any insight depends on the information available and what is material to your situation.
- Can I still ask Finn about something it has not flagged?
- Yes. Finn’s ongoing insights complement, rather than replace, questions you choose to ask about your finances.
- Will Finn notify me when an insight is no longer relevant?
- Finn can update or resolve insights as the underlying financial condition changes, so outdated observations do not remain active indefinitely.
