Cash Flow and Spending Insights in Finn
Cash flow is part of the picture behind almost every financial decision. Finn can help you understand money coming in and going out across connected bank and credit accounts, then connect that activity to decisions about cash reserves, debt, investing, taxes, and goals.
What Finn can help you review
- Cash flow over monthly, quarterly, or yearly periods.
- Spending categories, merchants, transactions, and recurring charges.
- Transactions that should be renamed, categorized, split, or excluded from a cash-flow view.
- Standing rules for the way a recurring merchant should be categorized or named.
- How a spending or cash-flow pattern may affect a broader financial priority.
Organizing transactions is different from moving money
Finn can help you clean up how transactions appear in your financial picture, for example by applying a category, creating a custom category, or setting a recurring merchant rule. Those changes organize your records; they do not move money or change the transaction at the institution.
Common questions
- Can Finn show how much I spent this month?
- Finn can help summarize money in, money out, net cash flow, and the transactions or categories that contributed to the period.
- Can Finn create rules for recurring merchants?
- Finn can help apply a standing category or rename rule when you explicitly ask for it. A recurring rule can affect past and future matching transactions, so Finn should make the scope clear.
- Can Finn show cash flow over more than one month?
- Finn can help summarize cash flow over monthly, quarterly, or yearly periods when the relevant connected account data is available.
- Can Finn help me find a specific transaction?
- Finn can help you inspect transactions, merchants, categories, and timing when you need to understand a particular charge or change in spending.
- What happens when I exclude a transaction from cash flow?
- Excluding a transaction changes how it appears in Finn’s cash-flow and spending totals; it does not change the original transaction at your financial institution.
- Can I split a transaction across categories?
- Finn can help split a transaction into relevant categories when you want your spending picture to better reflect what the transaction represented.
- Can Finn help me understand recurring subscriptions?
- Finn can help you review recurring charges and spending patterns as part of your cash-flow picture. It does not cancel subscriptions or negotiate bills as a service.
