Investment Plans and Target Allocations in Finn
An investment plan is a way to organize a reviewed target allocation. Finn can help you explore how different investments fit together, consider an allocation in the context of your goals and existing portfolio, and save a plan once you have reviewed it.
How Finn works
A plan is a decision aid before it is an action
- 01
Define the role of the money
Finn starts with what the money is for, your time horizon, risk considerations, existing holdings, and other financial priorities.
- 02
Explore an allocation
It can help you compare a target mix, evaluate diversification, and understand the trade-offs among proposed investments.
- 03
Review and save the plan
A plan is saved only after you have reviewed the allocation. Saving it does not itself move money or place trades.
- 04
Consider an available action separately
If you later want to act on a plan, Finn checks the relevant account and asks for approval before submitting any available financial action.
Plans can change as your life changes
A plan is not a permanent instruction. Finn can help you review or update an allocation when your goals, timeline, risk needs, financial priorities, or existing portfolio change. The appropriate update is a decision to review—not an automatic change to your investments.
Common questions
- Does saving an investment plan place a trade?
- No. Saving or updating a plan records the reviewed allocation; it does not by itself move money or place a trade.
- Can Finn update a plan I already created?
- Finn can help you review and update a saved allocation when your circumstances or goals change. You should review the new allocation before it is saved.
- What is a target allocation?
- A target allocation is the percentage mix of investments you intend to hold for a particular purpose, time horizon, and level of risk.
- Can Finn help me rebalance an existing portfolio?
- Finn can help you understand allocation drift and review a possible updated plan. Any available financial action is a separate, approved step.
- Can an investment plan include my existing holdings?
- Finn can use connected portfolio context when you are considering a plan so you can see how a target allocation relates to what you already own.
- Can I use a plan for recurring investments?
- Finn can help you organize an investment plan and explore available next steps. The availability and details of a recurring or funded action depend on the relevant account and action type.
- Does a plan guarantee investment results?
- No. A plan is a structure for a decision and does not guarantee investment performance or protect against loss.
